timothymccandless's avatarlitigation and damages for lenders bad acts

Letter to collection agency for Cease and Desist

One way to stop harassing phone calls from a collection agency is to send them a Cease and Desist Letter, requesting that they stop contacting you. Below is a sample Cease and Desist Letter.

Your Name
Your Address
Your Phone #

Collector’s Name
Collector’s Address
Date

Dear Sir/Madam,
Re: Account Number

I am requesting that you cease and desist with your efforts to collect on the debt referenced above. I wish to deal with the original creditor and not a collection agency.

Therefore, I request that you cease collection efforts immediately or face legal action under State and Federal consumer protection laws. I hope you would consider giving this letter the attention it deserves.

Sincerely,
Your Signature
Your Name

View original post

Unknown's avatar

Author: timothymccandless

I have spent most of my professional life helping people who were being taken advantage of by systems they did not fully understand. As an attorney, I represented consumers against predatory lending practices and worked in elder law protecting seniors from fraud. My family lost $239,145 to identity theft, which became the foundation for my seniorgard.onlime and deepened my commitment to financial education. Since 2008, I have maintained a blog at timothymccandless.wordpress.com providing free financial education. Not behind a paywall. Free, because financial literacy should not cost money. I trade with real money using the exact strategy described in this book. My current positions: Pfizer at $16,480 deployed generating $77,900 per year net. Verizon at $29,260 deployed generating $51,000 per year net. Combined: 293% annualized pace. These are my only active positions. Not cherry-picked.

Leave a comment