Here’s the bet every junk debt buyer makes: that you won’t send a validation demand within 30 days of their first letter. If you do, they must stop collecting until they prove the debt — and most bought the account for three cents on the dollar with no paperwork at all.
They fold. Constantly. But only against people who make them show their cards.
Don’t pay a lawyer to find out what your rights are. Go to JusticePrompt.com — the debt kit builds the validation letter for you and get the free kit. No credit card. No upsell. Just the documents and the law.
The Hedge 