Buying a Used Car? Five Checks in Sixty Seconds Before You Pay

▶ Watch the 60-second version: Before you pay

Buying a used car in California? Five checks stand between you and a washed title or a rolled-back odometer. Run them all. That’s the whole premise of our new one-minute video: the bad cars are catchable, but only before the money moves. Here are the five checks, in the order the video runs them.

Check One: The VIN, Through the National Database

Run the VIN through the national title database, NMVTIS. Five to ten dollars shows salvage titles, flood damage, and title washing — the practice of moving a branded title through states until the brand falls off the paperwork. A car that was totaled in one state and “clean” in California is exactly what this check exists to catch, and it costs less than the gas to drive over and look at the car.

Check Two: The Seller Owes You the Smog Certificate

The seller owes you the smog certificate — from an inspection within ninety days. No certificate, no sale. That’s California law, dealers and private sellers alike. A seller who suggests handling the smog after the sale, or knocking a little off the price instead, is asking you to absorb a cost and a risk the law assigns to them. If the car can’t pass smog, that fact is worth knowing before it’s yours.

Check Three: Spot the Curbstoner

Beware the curbstoner: an unlicensed dealer posing as a private seller. The tell is simple — if their name isn’t on the title, that’s a dealbreaker. A private seller selling their own car has their name on the title. Someone flipping cars off the curb has a stack of titles in other people’s names, no license, no lot, and no address when the transmission fails next month.

Checks Four and Five: Inspect It, and Paper It Safely

Pay a hundred to two hundred dollars for an independent inspection — a mechanic with no stake in the sale, before the sale. And do the paperwork at the bank or the DMV — never cash in a parking lot. A public, documented handoff protects both sides and ends the transaction with the title actually transferred.

Get the free kit. The free California Used Car Buying Kit puts the whole checklist on one page, plus a VIN worksheet. It’s one of the 14 free California self-help kits in our roundup: Free Legal Help for Californians: All 14 Self-Help Kits in One Place. Watch the 60-second video before your next test drive, then run the five checks in order.

Compliance Alliance Network. Educational use only. Not legal advice.

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Author: timothymccandless

I have spent most of my professional life helping people who were being taken advantage of by systems they did not fully understand.

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